Welcome to Zypher Digital. These Terms of Service (“Terms”) form a binding agreement between Zypher Digital, LLC (or your applicable legal entity) (“Zypher Digital,” “we,” “us,” or “our”) and you (“you” or “your”) governing your access to and use of https://zypher.digital and any related sites, subdomains, content, products, and services we provide (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms and our Privacy Policy (linked in the site footer). If you do not agree, do not use the Services.

Arbitration & Class Action Waiver Notice: Except for certain types of disputes described below, you agree that disputes between you and us will be resolved by binding arbitration on an individual basis—no class actions or jury trials. See Section 16.

1) Eligibility & Account

1.1 Age. You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services.
1.2 Account info. If you create an account, you agree to provide accurate information and keep it updated. You’re responsible for any activity under your credentials and for maintaining the confidentiality of your password. Notify us immediately of unauthorized use.
1.3 Business use. If you use the Services on behalf of a company, you represent you have authority to bind that company, and “you” includes that company.

2) Permitted Use & Ownership

2.1 License. Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for their intended purpose.
2.2 IP Rights. The Services, including all content, text, graphics, logos, trademarks, service marks, videos, audio, software, and other materials (collectively, “Content”), are owned by Zypher Digital or our licensors and are protected by intellectual property laws.
2.3 Restrictions. You may not copy, modify, create derivative works from, distribute, sell, lease, reverse engineer, decompile, disassemble, or otherwise exploit the Services or Content, except as expressly permitted in these Terms.

3) Acceptable Use

You agree not to, and not to allow others to:

• access or use the Services for any unlawful purpose, to violate others’ rights, or to violate applicable laws or regulations;

• upload or transmit malware, spam, or content that is defamatory, obscene, harassing, hateful, infringing, or otherwise objectionable;

• scrape, crawl, or use bots (except standard search engine indexing);

• interfere with or disrupt the Services’ security or operation;

• misrepresent your identity or affiliation;

• collect or harvest personal information of others without consent.

We may suspend or terminate your access for violations (see Section 15).

4) User Content & License

4.1 Your content. You may submit or upload content (e.g., text, images, comments, testimonials) (“User Content”). You retain ownership of your User Content.
4.2 License to us. By submitting User Content, you grant Zypher Digital a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, store, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, publicly perform, and publicly display such User Content in connection with operating, improving, marketing, and providing the Services.
4.3 Your responsibilities. You represent and warrant that you have all rights necessary to submit your User Content and that it does not violate any law or third-party rights.

5) Purchases, Fees, Trials & Renewals

5.1 Payments. If you purchase paid Services, you agree to pay all fees, taxes, and charges disclosed at checkout. Payments are processed by third-party processors; we do not store full card numbers.
5.2 Subscriptions & Auto-Renewal. If your plan auto-renews, it will renew at the then-current rate unless you cancel before the renewal date. We’ll disclose renewal terms at checkout and in your account. You can cancel anytime in your account or by contacting support@zypher.digital.
5.3 Free Trials. If offered, trials convert to a paid plan at the end of the trial unless you cancel before conversion. We’ll disclose trial length and post-trial pricing.
5.4 Refunds. Unless expressly stated otherwise in an offer or order form, all fees are non-refundable. Some specific products/services may include their own refund or satisfaction guarantees; those govern for that purchase.
5.5 Price Changes. We may change prices prospectively; we’ll notify you in advance where required.

6) No Professional Advice; Results Vary

6.1 No guarantees. We may provide education, templates, checklists, or suggestions. We do not guarantee results, revenue, or performance. Outcomes depend on your implementation and factors outside our control.
6.2 No professional services. Unless a separate signed agreement states otherwise, we do not provide legal, tax, accounting, or financial advice. Consult your professional advisors for those matters.

7) Third-Party Services & Links

The Services may reference or integrate third-party products, services, or websites. We do not control and are not responsible for third-party content, policies, or practices. Your use of third-party offerings is governed by their terms and privacy policies.

8) Marketing Communications & SMS

By providing contact information, you agree we may contact you about your account, transactions, and Services, including via email, phone, and (if you opt-in) SMS/MMS. Message and data rates may apply. You can opt out of marketing emails via the unsubscribe link and marketing texts by replying STOP. Transactional or service notices may still be sent.

9) Confidentiality (Business Clients)

If we share non-public business information with you, you agree to use it only for your internal evaluation of the Services and to not disclose it to third parties, except your professional advisors bound to confidentiality, unless we consent in writing or disclosure is required by law.

10) Beta Features & Changes

We may release features labeled “beta,” “preview,” or similar. They’re provided as-is and may change or be discontinued. We may modify or discontinue any part of the Services at any time.